1. Can you tell me the situation of stage 7, the end of dementia? Dementia is a progressive neurological disease that millions of people suffer from worldwide. As dementia progresses, it experiences a decline in cognitive and functional abilities and affects the overall quality of daily life and life.
2. Understanding the various stages of dementia is very important to provide appropriate management and support to dementia patients. In this article, we will take a closer look at the 7th stage of dementia and examine the importance of dementia insurance.
3. Stage 7 of dementia is the final stage of a disease commonly referred to as the terminal or severe stage. At this time, people need extensive help, and usually cannot even perform very simple tasks on their own. There is a severe decline in cognitive ability, and familiar faces, including family members or close friends, may no longer be recognized. Communication becomes very difficult, and when language skills are limited, communication becomes extremely difficult. People with stage 7 have difficulty swallowing, needing personal care, and may be in hospital beds.
4. Dementia can put a significant emotional, physical, and financial burden on both individuals and families with dementia. As the disease progresses, the need for professional care and support increases, resulting in additional costs. Here, dementia insurance works, providing financial protection without incurring all expenses and ensuring individuals have access to the care they need.
5. Dementia insurance is a long-term care insurance that covers the cost of nursing services, memory protection facilities, home repairs, and other related expenses. It provides peace of mind by reducing the economic burden of caring for dementia, and allows families to focus on best care and support for their loved ones.
6. When considering dementia insurance, it is essential to fully understand the policy content and make informed decisions. Some key factors to consider are as follows:
Review policies to ensure dementia-related care, such as memory management facilities, home care, adult weekly services, and temporary care. Coverage of medical and treatment services specialized for dementia should also be included.
7. Identify the maximum amount of salary and coverage that the insurance will pay. Some insurances have a maximum life insurance period, while others have a limited coverage period.
8. Consider the waiting period or the dropout period before insurance payments begin. This is the period during which insurance payments must be paid before coming in.